How to Get Started

Preparing for your loved one’s future takes time and planning. We’ve broken down the process into clear, manageable steps so you know exactly what to do and when to do it.

The good news? You can start today, and each step opens doors to the support and services your loved one needs to live a fulfilling, independent life.

Obtain a Michigan ID

TIMING: Anytime (Age 16-18 is optimal)

This simple step establishes residency and opens the door to everything else. A Michigan ID is required when applying for both Social Security and Medicaid benefits.

Why this matters: Without a state ID, you can’t move forward with other applications. Getting this done early means you’re ready when your loved one turns 18.

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Apply for Supplemental Security Income (SSI)

Age 18

Once your loved one turns 18, schedule an appointment with your local Social Security office to apply for SSI. This monthly benefit provides financial support for individuals with low income showing less than $2,000 in assets.

Monthly Benefit Amount

$967/month

This income helps cover rent and living expenses.

Important: When SSI is approved, Michigan automatically enrolls your loved one in Medicaid. This happens at the same time—no separate application needed.

Medicaid Enrollment

Age 18 (automatic with SSI approval)

When your SSI application is approved, Michigan will enroll your loved one in Medicaid. This health insurance is the foundation for accessing housing services and support.

What Medicaid Covers

Housing staffing services – Professional support staff in residential settings
Medical care – Doctor visits, prescriptions, hospital stays
Mental health services – Counseling and psychiatric care
Therapy services – Physical, occupational, and speech therapy

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Enroll in Detroit Wayne Integrated Health Network

Age 18 (after Medicaid approval)

With Medicaid in place, you can now access the Wayne County mental health system through Detroit Wayne Integrated Health Network (DWIHN). Start by calling to complete a screening and request services for people with developmental disabilities.

Your Case Manager Will Help With

Power of Attorney – Legal authority to make decisions on behalf of your loved one
Guardianship – Court-appointed legal guardianship if needed
Individual Plan of Service – Documents that identify the specific services your loved one needs
Referrals and guidance – Connecting you to clinical, staffing, housing, psychological, and vocational services
Home Help funding – If your loved one needs hands-on assistance with personal care
Respite care – Temporary relief for family caregivers
Transportation – Getting to work, appointments, and activities
Job coaching – Support for employment opportunities

Adult Home Help/Chore Services

$300-$700/month

Eligibility requirement: Your loved one must require hands-on help to complete Activities of Daily Living (ADLs) to qualify.

Estate Planning & Financial Tools

Can be completed at any time

Protecting your loved one’s financial future doesn’t have to wait. You can set up these tools anytime to ensure they maintain eligibility for benefits while still having access to additional resources.

Key Financial Tools

MiABLE Account – A tax-advantaged savings account that doesn’t affect SSI or Medicaid eligibility. Funds can be used for disability-related expenses like housing, transportation, education, and more.
Special Needs Trust – A legal arrangement that holds assets for your loved one’s benefit without disqualifying them from government benefits. Perfect for inheritances, life insurance proceeds, or family gifts.

Why this matters: Without proper planning, an inheritance or large gift could disqualify your loved one from the very benefits they depend on. These tools let you provide extra support while protecting their eligibility.

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